One of the biggest social issues today in the country is – unemployment. We can see the health of our economy through the percentage of unemployment. But, in order to strengthen this economy – the government has definitely taken some steps. Most times, the people who are looking for schemes and opportunities that can help them out are not quite aware of the schemes by the government out there. In this article, we will speak of the schemes that the educated and employed youth of our country can take advantage of.
Government Schemes by the Government for the Unemployed
Here are some of the major schemes you can use:
1) Ayushman Bharat Yojana
Pradhan Ayushman Bharat, The Government of India’s Mantri Jan Arogya Yojana, is a nationwide public health insurance fund that intends to provide low-income Indians with free health insurance coverage. This program benefits around half of the country’s population. The program allows participants to see their own family doctor for primary care. PM-JAY provides free secondary health care for those who require expert therapy and tertiary health care for those who require hospitalization when they require it.
The program is means-tested and is part of the Indian government’s National Health Policy. The Ministry of Family Welfare and Health had unveiled it in September 2018. The National Health Authority was eventually established by that ministry to handle the program. It is a federally sponsored scheme that is supported equally by the federal government and the states. It is the world’s largest government-sponsored healthcare program, serving 50 crores (500 million) people. Since the program’s customers are low-income Indians, it is a means-tested program.
2) Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi Yojana
The Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi (PM-DAKSH) Yojana was launched by the Ministry of Social Justice and Empowerment (MoSJ&E) of the Government of India in 2020-21 as part of a National Action Plan for skilling marginalized people, including SCs, OBCs, EBCs, DNTs, sanitation workers, and waste pickers.
The PM-DAKSH Yojana’s major goal is to improve the target youth’s skill levels by providing them with short- and long-term skills, as well as wage/self-employment help. Aside from the aforementioned, artisans’ skill levels would be upgraded through Upskilling/Reskilling programs, allowing them to boost their salaries while still practicing their craft.
3) Saksham Yuva Yojana
Haryana’s government has launched an initiative to help educated unemployed youth. The government has introduced the Saksham Yuva Yojana to assist young people. The program began on November 1, 2016. The Yojana’s main goal is to provide financial support to the state’s youngsters.
The Saksham Yuva Yojana is also known by another name. Educated Youth Allowance and Honorarium Scheme-2016 is its official name. The program was initially designed for state-eligible postgraduates. Later on, science, engineering, and science equivalent graduates were included in the program. B.Com, BA (Math), BA (Arts), and 10+2 were also included.
4) Atal Pension Yojana
The Atal Pension Yojna is a government-sponsored social security program intended to provide a consistent stream of income to all Indian people over the age of 60. The framework is based on the National Pension Scheme (NPS). The user will receive a Permanent Retirement Account Number (PRAN) from the branch right away.
5) Prime Minister Awaas Yojana – Gramin
The PM Awas Yojana Scheme’s major goal is to provide affordable homes to everyone by 2022. Previously known as the Indira Awas Yojana, the Pradhan Mantri Awas Yojana Gramin (PMAY-G) was renamed in March 2016. With the exception of Delhi and Chandigarh, it aims to improve housing accessibility and affordability throughout rural India.
6) Schemes for Unemployed Women
Now, there are three main schemes for unemployed women, and they are:
- Mai Bhago Istri Shakti Scheme – The program aims to assist rural women in starting micro and small businesses. The MBIS scheme will provide help in any sector for the purpose of imparting employability and entrepreneurship skills.
- State Assisted Scheme Of Provident Fund For Unorganized Sector – The Department of Labor aims to enforce labor laws while also assisting workers in exercising their fundamental rights at work.
- Udiyaman Swanirbhar Karmasansthan Prakalpa(USKP) – The Scheme’s goal is to help properly registered jobless youth start commercially viable projects by giving state government subsidies and low-cost credit from banks and financial organizations.
7) Secured Loans for the Unemployed
Apart from the schemes that are spoken about above – if you are a potential entrepreneur, you could also apply for a loan against securities. In this procedure, you will have to pledge an asset against the loan from the lender. Here – the loan amount would depend directly on the value of the asset that you pledge.
The Union Government periodically introduces new initiatives for Indian nationals. The Union Government Programmes for Individuals in India are the schemes developed by the Union Government that focus on giving benefits to individuals. They were established with the goal of enhancing people’s livelihoods and providing security so that they might live better lives. Every program has been designed to assist individuals in specific aspects of their lives.
Some programs give financial security, while others focus on providing socioeconomic benefits. Rural residents, urban poor, low-income families, economically underdeveloped portions, or weaker elements of society are the beneficiaries of the majority of the various initiatives.
Conclusion
Government schemes and more are launched in order to improve the livelihood of the people and also provide security to lead a much better life in our country. Every scheme has its own set of benefits and objectives to reach. All of this means – you need to use these schemes to the fullest. But, also make sure you know how each scheme works.