If you suffer a major injury at work, it’s important to know what your options are. Depending on the severity of the accident and your injuries, you may be able to continue working, or you may need to file for workers’ compensation.
Either way, there’s a protocol you should follow to make sure that you cover all of your bases. So, what do you need to do? Well, check out the steps below.
Seek Medical Attention
If you’re hurt during a work accident, the first step is to seek medical attention. Even if you don’t think your injuries are serious, it’s always best to err on the side of caution and get checked out by a doctor.
This will also help ensure that your injuries are properly documented in case you need to file for workers’ compensation later on.
Notify Your Employer
After you’ve sought medical attention, you should notify your employer about the accident and your injuries. Your employer will then be able to provide you with information about filing for workers’ compensation, if necessary.
If you suffer from an employee injury, always notify your employer. You never want to keep it to yourself. At some point, you may need disability benefits, and also the details of your accident could help your employer correct the issue so no one else gets hurt.
Do you believe that disability benefits would be beneficial to you? If so, learn how to apply for disability benefits here.
File for Workers’ Compensation
If your work accident was severe, and you’re unable to continue working, you may need to file for workers’ compensation. This program can help you cover your medical expenses and lost wages while you’re out of work.
To be eligible for workers’ compensation, you must have been injured while performing your job duties. If your injury was caused by your own negligence, or if you were intoxicated at the time of the accident, you may not be eligible for benefits.
Workers’ compensation is a state-regulated program, so the process for filing a claim may vary depending on where you live. In most cases, you’ll need to fill out some paperwork and submit it to your employer. Your employer will then forward it to their workers’ compensation insurance carrier.
Once your claim is approved, you’ll start receiving benefits. These benefits can help you cover your medical expenses and lost wages while you’re out of work.
Get Relief From a Major Injury
If you’ve suffered a major injury that happened at work, it’s important to know your rights and options. Seek medical attention as soon as possible, and then notify your employer. If you’re unable to work, you may be able to file for workers’ compensation.
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